Community Resource Credit Union

Serving Those Who Serve Our Community 


A special mortgage for First Responders, Healthcare and Education Professionals2

  • $0 Zero Down Payment1
  • No PMI Required
  • No Lender Fees 




Spring Into Gear with a Fresh Set of Wheels!


Auto Rates as Low as 5.89% APR1

Plus Enjoy No Payment for 90 Days2

Start Your Journey Now and Embrace the Road Ahead!





 

Paint Your Financial Future Bright and Earn More with a CRCU CD!


Earnings up to 5.00% APY*

$100 Minimum to Open 

Add Money at Anytime**

Flexible terms from 3 - 60 months


*Annual Percentage Yield 


Gif of people digging

Beautifying Lamar Elementary: A CRCU Community Project


Community Resource Credit Union proudly partners with Lamar Elementary in a transformative beautification project, enhancing the learning environment for students. Join us in celebrating nearly three decades of community commitment and volunteerism.



Rates That Are Always Looking Great

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

5.89%

Certificate

 APY2 as high as

5.00%

home equity

 APR1 as low as

6.37%

credit card

 APR1 as low as

12.49%

EXPLORE OUR OFFERINGS AND PROMOTIONS


Make 2024 Your Year to Save! 

Start the new year by earning up to 5.00% APY*

• Only $100 to get started 

• Add Money Anytime

• Flexible terms from 3 - 60 months

*Annual Percentage Yield 

Couple smiling and sitting with dogs outside

File Smart. Save Big. Enjoy the Perks of Being a Member!


TURBOTAX - Members get a bigger discount this tax season with savings of up to 20% on TurboTax federal products. 


H&R BLOCK - Members get the best-in-market offer with savings of up to $25 on in-office tax prep services.



Tax software member discount promotion

Ignite Your Inner Drive and Shop Your Drive Today!


Unlock the road to your dream car and kick-start your car buying journey with the help of our preferred dealer representatives!  


Locate a preferred dealer representative

Achieve Your Financial Goals This Year!

Whatever your financial goals are, CRCU is here to help with free resources to get your planning started. We offer FREE online financial education modules, that include topics such as: 
 
  • Considering Home Ownership
  • Investing In Your Future
  • College & Beyond
  • Retirement 101 
 
Woman presenting, referencing charts on wall
A group of diverse children playing and blowing bubbles

COMMUNITY IMPACT


Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$7,315,590

DIVIDENDS PAID OUT
in 2023

575

VOLUNTEER HOURS
in 2023

$186,964

MONEY DONATED
in 2023

NEWS, ARTICLES & ALERTS

Don’t Get Caught in a Credit Repair Scam

A good credit score is essential for accessing low-rate loans, and credit repair companies offer services to improve scores by fixing errors and educating clients. However, some credit repair companies engage in scams. Let's look at how these scams unfold and discuss strategies to safeguard yourself from becoming a victim.


Help Kids Understand Money with Financial Parenting

Kids need their parents at every age and stage, and that includes when it comes to making smart – and safe – financial decisions. Get involved early, and they'll always know they can come to you for guidance they can trust.


UNLOCK THE DOOR TO HOMEOWNERSHIPS: 7 TIPS TO MAKE IT HAPPEN

Have you dreamed about owning your own home but need help figuring out where to start? Here are seven essential steps to guide you on your journey to becoming a homeowner, ensuring you're fully equipped for the adventure ahead.

collage of different faces and races

"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"
Jasper F.
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
Membership Photo Jasper
Girl smiling