Community Resource Credit Union

 

 

 

 

Facing a Layoff or Furlough? We're Here to Help.

CRCU offers support solutions to help you through challenging times. Learn about skip-a-pay, loan options, and 401(k) rollover assistance.

 
 
 
 
 
    
<


 

 

 

 

 

 

Make the Move That Pays 
Fall into Savings & Earn $100*

When you move your auto loan to CRCU, we’ll put an extra $100 in your pocket. It’s the season for cozy drives, crunchy leaves, and smart money moves — and we’ve got a rate you’ll fall for.

 

     make the switch today
    

    


   

  
 
 
<


 

 

 

 

 

 

Celebrating 90 Years of Strength, Impact, and Dedication

We're proud to celebrate 90 years of financial strength, meaningful community impact, and unwavering commitment to our members. From our humble beginnings to our future, it's all built around our members and community. Here’s to many more years of growth, trust, and shared success together!

 

    


   

  
 
 
<


 

 




Get Your Perfect Loan + a Chance to Win $900!**

For 90 years, we've been there for life's biggest moments - from first cars to forever homes. And we'll be here for your next adventure, too. When you're ready for what's next, we're here to help with the perfect loan.

    


   

  
 
 

Big Dreams Start with Better Rates

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

3.99%

Certificate

 APY2 as high as

4.00%

home equity

 APR1 as low as

6.80%

credit card

 APR1 as low as

14.24%

Calendar and clock icon
calculator orange icon
security shield icon
car orange icon

EXPLORE OUR OFFERINGS AND PROMOTIONS

Celebrating National Hispanic Heritage Month

September 15 – October 15

At CRCU, we are proud to honor the rich histories, vibrant cultures, and remarkable contributions of Hispanic and Latino Americans whose roots span Spain, Mexico, the Caribbean, and Central and South America.

This month, we celebrate the strength, resilience, and heritage that continue to shape our communities and our country — including the many Hispanic members, employees, and neighbors who are a vital part of CRCU Life.

Join us as we recognize and celebrate the stories, voices, and traditions that make our community stronger today and every day.

The Next Generation of Digital Banking is Here! 

Experience Digital Banking like never before - with a fresh look and smarter tools that make managing your money easier, faster, and personal, anytime, anywhere.


Here’s what's new:

  • A modern, user-friendly interface

  • Intuitive navigation across desktop and mobile

  • New customization features tailored to your preferences

  • Improved accessibility and performance

Ready to get started? We’ve got a tutorial to guide you.
 

 



Credit confidence starts with CRCU.

Stay on top of your credit game with tools that work for you. Check your credit score daily on your terms. With My Credit, powered by SavvyMoney®, you get more than just a number - you get insight. 

  • Free for all CRCU members via online & mobile banking
  • Daily access to your credit score and full credit report
  • Real-time credit monitoring alerts and score updates
  • Personalized tips to improve your score and save money

 
A group of diverse children playing and blowing bubbles

COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,970,430

DIVIDENDS PAID OUT
in 2024

567

VOLUNTEER HOURS
in 2024

$193,440

MONEY DONATED
in 2024

NEWS, ARTICLES & ALERTS

Celebrating 90 Years Strong 

As CRCU celebrates 90 years, we honor the people and places that shaped our story.  Rooted in our mission and guided by purpose, we look forward to the next chapter of growth - together.


Helpful Resources for Hurricane Season

Hurricane season is here, and we’re here to help you stay prepared. Check out our Hurricane Resource Center - filled with helpful tips and information to guide you through the season with confidence.

CRCU WELCOMES CHAD HEESE AS THE NEW PRESIDENT AND CEO 

We’re proud to welcome Chad Heese as our new President and CEO. With more than 20 years of credit union leadership, Chad brings vision, experience, and a deep commitment to serving our members and community.




collage of different faces and races

"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
CRCU member, Sydney K.
Girl smiling