Your Fun Summer Starts Here!
Whether you're gearing up for a road trip or embracing the beach vibes, we've got your back! With rates as low as 6.99% APR* and affordable, flexible financing from CRCU, exploring the open road and the great outdoors has never been easier. Our loans for ATVs, motorcycles, and recreational vehicles offer you the affordability and flexibility you need to get out there and stay in budget.
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Why it’s great
- Terms available up to 180 months1
- Competitive interest rates
- Flexible terms available for payments customized to your needs
- Convenient payment options
- No early payoff penalties
What to konw
- Requires full coverage insurance with deductibles not to exceed $1,005
- Credit Life/Disability Insurance is available for your loan
- Available GAP Insurance helps pay off your remaining loan balance if your auto is stolen or damaged and is deemed to be a total loss
Choose The Loan That's Right For You
BOAT3 & JET SKI
Smooth sailing with a great loan options from your local credit union!
MOTORCYCLE2
Low-rate loans for whatever challenge or adrenaline rush you're pursuing.
Low-rate loans for whatever challenge or adrenaline rush you're pursuing.
Ready for some Fun & Sun?
Get rollin' and splashin'! CRCU offers a variety of RV, travel trailer, boat, personal watercraft, ATV and motorcycle loans - with some of the best rates around!
- Flexible terms & low rates
- Easy online application
- Fast approval process
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Start your adventure today
Apply in branch, online, or over the phone at (800) 238-3228 – get approved in minutes!
It’s quick and easy. We’ll even provide you with a pre-approval certificate.
It’s quick and easy. We’ll even provide you with a pre-approval certificate.
*APR = Annual Percentage Rate. Certain terms, conditions, and or discounts apply to rates listed. Payment example: a $30,000 loan with a 48-month term at 6.99% APR = $774.76 monthly payment. Rates current as of 5/01/2025 and are subject to change based on market conditions and borrower eligibility. Reflected annual percentage rate and monthly payment example includes all applicable discounts: including a .50% basis point discount by establishing a CRCU checking account with direct deposit equal or greater than monthly loan payment and a discount for a monthly premium Payment Protection, which includes Credit Life and Disability insurance. Credit Life and Disability Insurance is not required. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, LTV and term. Restrictions and minimum eligibility will apply for no down payment financing. Offer subject to change or cancellation at any time. Please contact a representative for more details. CRCU membership required. Offer expires 8/31/2025.
**Cruise certificates awarded with a completed Recreational Vehicle loan of $20,000 or greater and closed between June 1st through August 31st, 2025. Limit one cruise per member. Certificate is valid for cruise only; transportation to and from port of call not provided. Port fees, taxes, customs, and fulfillment fees are the responsibility of the certificate recipient. See certificate for complete details. Certificates must be registered within 45 days of receipt. Simply follow the directions on the back of the certificate to register. There is a registration/processing fee of $26 per person ($52 total per certificate). Certificates are transferable upon request during the 45-day registration period. A $52 registration fee is charged to activate the certificate. Port charges, taxes, and customs and fulfillment fees of $46.60 per day/per person ($233 per person). Certificates are valid for 18 months. All terms and statements are based on approved credit. Certificate will be mailed within 30 days following disbursal of loan. Member can also pick up at HQ or CRCU location. Promotion excludes CRCU employees.
1Minimum loan amount of $50,000 to qualify for 180 month term (180 maximum term on new). Minimum loan amount of $15,000 to qualify for 72 month term. There is a maximum term of 144 months for used boats.
2For new motorcycles & ATVs, MSRP will be used in establishing loan to value (LTV). For used motorcycles & ATVs, NADA average retail value to establish LTV. Minimum loan amount of $30,000 to qualify for 73-84 month term (84 maximum term on new).
3New boat loans require a minimum amount of $50,000 for terms up to 180 months. Used boat loans require a minimum amount of $50,000 for terms up to 144 months. A minimum loan amount of $7,500 is required for a 48-month term. Houseboats or boats requiring Coast Guard certification or ship's mortgage are not eligible for finance. Maximum eligible boat loan is $80,000. For new boats, MSRP will be used in establishing loan advance (LTV). For used boats, NADA average retail value to establish loan advance (LTV).