Community Resource Credit Union

50 Years of Trust: John & Carolyn James’ CRCU Member Journey

A heartfelt testimonial from longtime members John and Carolyn James, reflecting on over 50 years of trust, service, and community with CRCU.




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Refer & Earn Up to $90 + a Chance to Win $900!

Invite your friends and family to CRCU and earn up to $90*. But that's not all - every referral is a chance to WIN $900**! There's no limit how much you can earn or how many changes you have to win. Start referring today!


     

    


   

  
 
 
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Don't Let Debt Squeeze you. Consolidate Your Debt and Start Fresh.

Rates as Low as 10.99% APR1 for 72 Months2

One Low Monthly Payment

Up to $25,000 for up to 6 Years2

 

    


   

  
 
 

Rates That Are Always Looking Great

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

4.49%

Certificate

 APY2 as high as

4.25%

home equity

 APR1 as low as

6.11%

credit card

 APR1 as low as

11.49%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

File Like a Champ this Tax Season!
 
TURBOTAX- Members get a bigger discount this tax season with savings of 20% on TurboTax federal products. 
 
 
H&R BLOCK- Members get the best-in-market offer with savings of up to $25 on in-office tax prep services.
 
 
Save for Life’s Adventures – Even the Furry Ones!
 
Ready to grow your savings while planning for the moments that matter? Our 12-month CD offers a competitive 4.25% APY, giving you guaranteed returns with peace of mind. Start saving today and let your dreams, big and small, take shape.
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Discover the Car That's Right for You!

 

Shop with confidence and find your perfect ride today. Locate a preferred dealer representative online and enjoy a no-hassle and no-haggle car buying experience. 

Achieve Your Financial Goals This Year!

Whatever your financial goals are, CRCU is here to help with free resources to get your planning started. We offer FREE online financial education modules, that include topics such as: 
 
  • Considering Home Ownership
  • Investing In Your Future
  • College & Beyond
  • Retirement 101 
 
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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,970,430

DIVIDENDS PAID OUT
in 2024

567

VOLUNTEER HOURS
in 2024

$193,440

MONEY DONATED
in 2024

NEWS, ARTICLES & ALERTS

Stay Informed: An Important Message from Our Interim President & CEO

It's important to read this message to stay informed about the increased threat of impersonation scams targeting CRCU members. Your safety and security are our top priorities.


Tax security tips

Scammers are out in full force during tax season. They target unsuspecting filers with scams designed to steal money and sensitive data. Stay ahead of their schemes with these tax security tips. 

Business loans & SOLUTIONS

CRCU Business Services offers flexible loans and financial solutions to help businesses grow with competitive rates, local decision-making, and expert support.
 



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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
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Membership photo of Bonita Curette
Member photo of Carol Bell
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