Community Resource Credit Union

 

 

 

 

 

Kiss Your Auto Payments Goodbye Until 2026 with a CRCU Auto Loan!

Rates as Low as 3.74% APR1 

No Payments for 90 Days2 

New, Used, or Refinanced Vehicles

 
 
 Cruise Into 2026 in Style
 
 
 
    
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Unwrap Some Holiday Magic this Year with a $3k for the Holidays Loan

Give your season a little extra sparkle. Whether you’re visiting loved ones, giving back, or catching up, we’re here to make your holidays brighter.

 

    


   

  
 
 

 

 

 

 

Facing a Layoff or Furlough?
We're Here to Help.

CRCU offers support solutions to help you through challenging times. Learn about skip-a-pay, loan options, and 401(k) rollover assistance.

 
 
 
 
 
    

Big Dreams Start with Better Rates

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

3.74%

Certificate

 APY2 as high as

3.75%

home equity

 APR1 as low as

6.80%

credit card

 APR1 as low as

13.99%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Need Help or Have a Question? Text Us - It's That Easy! 

 
CRCU’s new texting service makes it easier than ever to reach us. Whether you have account questions or are looking for quick info, our team is just a text message away—ready to provide fast, convenient, and friendly support. It’s a simple way to get the help you need, right when you need it.
 
 

Santa Will Be In Town Visiting 5 CRCU Branches for Pictures!

 
Stop by one of the branches below for FREE* pictures with Santa.
 

 

*One print per family. No pets allowed inside branch. 

 

Kiss Your Auto Payments Goodbye Until 2026 with a CRCU Auto Loan!

 

Financing your vehicle doesn’t have to be complicated. Whether you’re buying new, used, or refinancing, we make financing simple. Kiss your auto payments goodbye until 2026 and focus on the joy of your ride.

  • Rates as low as 3.74% APR¹
  • No payments for 90 days²
 

Credit confidence starts with CRCU.

Stay on top of your credit game with tools that work for you. Check your credit score daily on your terms. With My Credit, powered by SavvyMoney®, you get more than just a number - you get insight. 

  • Free for all CRCU members via online & mobile banking
  • Daily access to your credit score and full credit report
  • Real-time credit monitoring alerts and score updates
  • Personalized tips to improve your score and save money

 
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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,970,430

DIVIDENDS PAID OUT
in 2024

567

VOLUNTEER HOURS
in 2024

$193,440

MONEY DONATED
in 2024

NEWS, ARTICLES & ALERTS

Two-factor Authentication Scams

Fake two-factor authentication (2FA) scams trick you into sharing the one-time codes that protect your accounts. Scammers pretend to be banks, phone companies, or other trusted services. With that code, they can get into your account without a password. Learn how to avoid becoming the next victim.


How to Celebrate Thanksgiving on a Budget

This Thanksgiving, impress your guests and celebrate without breaking the bank. Food, decorations, and travel costs can make the holiday expensive, but a little planning and creativity can go a long way. Here are some tips to help you save while embracing the festive spirit.

CRCU WELCOMES CHAD HEESE AS THE NEW PRESIDENT AND CEO 

We’re proud to welcome Chad Heese as our new President and CEO. With more than 20 years of credit union leadership, Chad brings vision, experience, and a deep commitment to serving our members and community.




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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
CRCU member, Sydney K.
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