Community Resource Credit Union

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Celebrating 90 Years of Strength, Impact, and Dedication

We're proud to celebrate 90 years of financial strength, meaningful community impact, and unwavering commitment to our members. From our humble beginnings to our future, it's all built around our members and community. Here’s to many more years of growth, trust, and shared success together!

 

    


   

  
 
 
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Get Set for a Fantastic School Year!

Back-to-school season is here, and we've got you covered! Our Back to School Loan offers competitive rates for all your school essentials. Start the school year with confidence and gear up for greatness! 

 
 
     

    

    


   

  
 
 
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Get Your Perfect Loan + a Chance to Win $900!**

For 90 years, we've been there for life's biggest moments - from first cars to forever homes. And we'll be here for your next adventure, too. When you're ready for what's next, we're here to help with the perfect loan.

    


   

  
 
 
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Real Members. Real Stories.

See how Unica and Raul Alfaro have relied on CRCU for over 20 years—navigating life’s ups and downs with confidence, support, and financial peace of mind. From emergency repairs to everyday banking, their story shows what it means to be part of a credit union that truly cares.

     

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Big Dreams Start with Better Rates

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

4.24%

Certificate

 APY2 as high as

4.00%

home equity

 APR1 as low as

5.99%

credit card

 APR1 as low as

14.49%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Get Paid Faster with Early Pay!

 
Set up direct deposit with your CRCU account and enjoy payday up to two days early.
 
  • Convenient & secure: automatic deposits right into your CRCU checking
  • No waiting for paper checks
  • Access your money sooner - on your terms
 

Set up direct deposit today with your CRCU account and routing number.

Save for Life’s Adventures – Even the Furry Ones!
 
From furry friends to future adventures, our 12-month CD helps you save for what matters most. With a competitive rate of 4.00% APY and guaranteed returns, it’s a smart way to grow your savings—while planning for all of life’s little moments.
 

Start saving today—your future (and your pup) will thank you!

Two young girls hugging a dog.

Drive Back-to-School with Confidence! 

Shop today for your next perfect ride and drive back-to-school with confidence! Locate a preferred dealer representative online and enjoy a no-hassle and no-haggle car buying experience. 


 

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Credit confidence starts with CRCU.

Stay on top of your credit game with tools that work for you. Check your credit score daily on your terms. With My Credit, powered by SavvyMoney®, you get more than just a number - you get insight. 

  • Free for all CRCU members via online & mobile banking
  • Daily access to your credit score and full credit report
  • Real-time credit monitoring alerts and score updates
  • Personalized tips to improve your score and save money

 
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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,970,430

DIVIDENDS PAID OUT
in 2024

567

VOLUNTEER HOURS
in 2024

$193,440

MONEY DONATED
in 2024

NEWS, ARTICLES & ALERTS

Celebrating 90 Years Strong 

As CRCU celebrates 90 years, we honor the people and places that shaped our story.  Rooted in our mission and guided by purpose, we look forward to the next chapter of growth - together.


Helpful Resources for Hurricane Season

Hurricane season is here, and we’re here to help you stay prepared. Check out our Hurricane Resource Center - filled with helpful tips and information to guide you through the season with confidence.

CRCU WELCOMES CHAD HEESE AS THE NEW PRESIDENT AND CEO 

We’re proud to welcome Chad Heese as our new President and CEO. With more than 20 years of credit union leadership, Chad brings vision, experience, and a deep commitment to serving our members and community.




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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
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Membership photo of Bonita Curette
Member photo of Carol Bell
CRCU member, Sydney K.
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