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Credit Card Balance Transfer


Transfer Your Balances to a CRCU Credit Card!


Want to lower your interest rate, reduce your monthly payment or consolidate multiple credit cards so you have just 1 monthly payment? Don’t miss this opportunity to pay down high-interest balances when you transfer a balance to a CRCU MasterCard® credit card. 
  • Consolidate & simplify your finances
  • Pay down balances at a lower interest rate
  • NO balance transfer fee
  • NO annual fee on all CRCU credit cards
  • NO foreign transaction fee 
  • 24/7 fraud protection
  • Earn Rewards on every purchase*** with a MemberSelect MasterCard
  • Zero Liability Protection** 

Want to apply for a CRCU Mastercard®?

Enjoy low rates and fantastic benefits with a CRCU credit card. Apply today, and once approved, you can start transferring your balances. Don’t miss out – make the switch now!
 
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ZERO LIABILITY PROTECTION
When you use your CRCU MasterCard®, you're protected against fraud & have zero liability.
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EARN REWARDS ON EVERY PURCHASE
Earn reward points for every dollar you spend on eligible purchases with a CRCU MasterCard®.
 
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NO FEES OR PREPAYMENT PENALTY
With a CRCU MasterCard® there are no fees or prepayment penalties.



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Should I consolidate my credit cards?

Transferring your credit card balances onto the CRCU  Mastercard® can help lower your interest rates and give you one monthly payment. Want to know how much you could save on interest? Use our debt consolidation calculator!

Calculate My Savings




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 *APR = Annual Percentage Rate. APR ranges from 11.99% APR to 17.99% APR for MyPath Premier MasterCard and 14.99% APR to 17.99% APR for MemberSelect Rewards MasterCard. The variable APR will vary based on your credit worthiness. Please see our Terms & Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Agreement and Disclosure Statement and applicable law. Limited time offer. Membership required. Rates accurate as of 10/01/2024. CRCU membership required.

**With MasterCard®'s Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard®'s Zero Liability policy, click here.

***Business Rewards and Personal Rewards Points cannot be combined. "Swipes" and "purchases" do not include ATM transactions, returns, checks or overdraft advances. Mastercard® is a registered trademark of Mastercard® International. Program offering can change at any time. For complete details about personal rewards program,

View, pay, and manage your CRCU credit card account at eZCardinfo.com(Opens in a new Window). You'll be able to view more than a year's worth of statements, make payments, quickly receive balance, transaction history, payment due date, and much more.  Questions?  Contact Us, we're here to help!