Payment Protection
Financing to put life within reach.
Achieve Peace of Mind Knowing You Are Protected
Getting great financing helps you achieve a goal. Getting payment protection for your loans help you achieve peace of mind. At CRCU, we provide the protection options you need to feel confident about your purchase.
CRCU Payment Protection Options
Credit Life Insurance
Coverage that pays your loan in full in the event of your death. Terms and conditions apply.
Credit Disability Insurance
Coverage that makes payments on your loan in the event of an involuntary unemployment and/or covered disability. Terms and conditions apply.
GAP
When you still owe more on your auto loan than your car is actually worth, GAP coverage can make up the difference.
Accidental Death & Dismemberment (AD&D)
Help protect your family’s financial future against a covered accident that may severely injure or even kill you.
Mechanical Breakdown Protection
Affordable coverage for vehicle repairs. Make sure your new ride is covered beyond the manufacturer’s warranty.
Become a CRCU Member
Join our happy family today! Applying for membership couldn’t be easier.
- A wide field of membership
- Easy online application
- Access to exclusive benefits and discounts
5 Things You Need to Know About Credit Life Insurance
Let’s clear up some of the confusion and misinformation that exists about this little-known coverage policy.
Should I Get An Extended Warranty On My New Car?
The process of buying a car involves lots of decisions, each of which should be considered carefully. We have answered all your questions regarding extended warranties.
Your Complete Guide to Identity Theft Protection
If you’re not worried about identity theft, you should be! We’ve got a list of simple steps you can take to keep yourself out of the thieves’ cross-hairs!
Need Assistance?
For personal help, drop by your neighborhood CRCU branch or give us a call at
(800) 238-3228.
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: E10a-014-2012, 2018-ADD-POL-LSCU, 2018-ADD-POL-NC(WA), 2018-ADD-POL-IND(WA), 2018-ADD-POL(ID), 2018-ADD-POL, 2018-ADD-POL(OR)
Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC.
CDCL, ADI-6913221.1-0824-0926