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Business Savings

Let's Grow Together

Growing your money in a safe and secure account for future goals is good business sense. And CRCU gives every business member the perfect tool to do it: our business savings account.
  • Competitive yields
  • No monthly service fee
  • No ACH debit/credit processing fee
  • Online banking access with Bill Pay 
  • Free Mobile Banking
  • Minimum to open is just $100
  • Maintain an average of $500 to earn interest
  • Interest paid monthly
  • Federally insured up to $250,000 by NCUA 










What to know

  • Maximum of six (6) transfers/withdrawals per month*
  • NOTE: NO TRANSACTIONS CAN BE DONE AT SHARED BRANCHES
  • Routing Number: 313077513


    How to get yours:

    Open a business savings account at any CRCU branch. Unless otherwise stated in your business agreement/resolutions/bylaws, all owners should be present and should bring:
Account Features for Business Savings  Details
Minimum to Open $5.00
Interest paid on average daily balance great than $500
Interest Paid Monthly
*Transaction Limitations: During any monthly statement period you may not make more than six transfers and withdrawals, or a combination of such transfers and withdrawals from any business savings account to another account of yours with us or to a third party by means of a pre-authorized or automatic transfer to telephonic (including data transmission) agreement, and order of instruction. Transfers made for the purpose of repaying loans with us, or transfers and withdrawals made by mail, messenger, or in person, or telephone withdrawals made via check mailed to you, are not included in this transfer limitation.

Additional resources:

Lee College Small Business Development Center (Baytown)
909 Decker Dr Suite 105, Baytown, TX 77520
(281) 425-6309

Learn More
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Business Certificates

Maximize your earning power.

Certificates of Deposits (CD's) are a great way to earn higher interest rates on your non-liquid business funds. Start one today with as little as $1,000. The higher your balance and longer your term, the higher rate you'll earn.

Learn More

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Have questions? We can help.

Call one of our business services experts at 281.422.3611.

Cynthia Montoya x3532
Blake Richardson x3533
 

Frequently Asked Questions

Is mobile deposit offered?
No, not on business checking.

Can you have more than one authorized signer on a business account? 
Yes, the owner of the account can authorize multiple signers on the account.

Can you open more than one checking share under the same account?
Yes.

What kind of documents are required to open business account?
See our required business entity documents here. 

What is the business savings account monthly service fee?
There is no monthly service fee on business savings.

What is the dividend rate on a business savings account?
See our current rates.

Are business accounts subject to ChexSystems approval?
Yes, all account owners and designated account signers are subject to ChexSystems approval.