As a credit union, we offer all of the services a big bank has to offer with several added benefits. And because we’re not-for-profit, we pay back earnings to you by offering higher savings rates and lower loan rates!
MEMBER DEPOSIT RATES
Checking & Savings
|
Account
|
Dividend Rate | Annual Percentage Yield | Min. Balance Requirements |
|---|---|---|---|
| Regular Savings | 0.10% |
0.10% |
$5 to open $100 average daily to obtain disclosed APY |
| Sprout Savings | 0.10% |
0.10% |
$5 to open $100 average daily to obtain disclosed APY |
| Freedom Money Market* | $500 to open $500 average daily to avoid $10 monthly service charge |
||
| $0-$999.99 |
0.50% | 0.50% | |
| $1,000 - $4,999.99 |
1.00% | 1.00% | |
| $5,000 - $14,999.99 |
1.00% | 1.00% | |
| $15,000 - $24,999.99 |
1.00% | 1.00% | |
| $25,000 - $49,999.99 |
1.10% | 1.10% | |
| $50,000 - $99,999.99 |
1.50% | 1.50% | |
| $100,000 - $249,999.99 |
1.64% | 1.65% | |
| $250,000 & Over |
1.74% | 1.75% | |
| Christmas Club Savings | 0.10% | 0.10% | |
| Free Checking - Non Interest Bearing |
N/A | N/A |
|
| Reward Checking | N/A |
N/A |
Click Here for Reward Checking Rates |
Rates subject to change without notice.
* Fees could reduce earnings.
Minimum balance required to earn the advertised annual percentage yield. Rate accurate as of 11/01/2024.
* Fees could reduce earnings.
Minimum balance required to earn the advertised annual percentage yield. Rate accurate as of 11/01/2024.
Certificates of Deposit
*APY=Annual Percentage Yield. Minimum $100 deposit required. Penalty for early withdrawal. Fees may reduce earnings. APYs, terms and conditions are accurate as of 12/11/24 and are subject to change without notice.**You may add on to your certificate at any time during the term not to exceed $10,000.00. Certificates of Deposit are non-transferable and non-negotiable. The add on does not apply to IRA and HSA Certificates.
1After the promotional period ends, the 12-month CD will renew at 12 months and the 24-month CD will renew at 24 months. Rates are available for new money and money currently on deposit with CRCU. The Bump Certificate offer does not apply to existing certificates or to IRA and HSA CDs. Terms include 12- and 24-Month Bump Certificates. During the term of this certificate, the certificate owner has the option to initiate a rate adjustment (bump up) one time during the term of their certificate to the prevailing CRCU rate on that product. Offer subject to change or cancellation at any time. Please contact a representative for more details. CRCU membership required.
IRA Savings Accounts
| Account* | Dividend Rate | APY** | Min. Balance Required*** |
|---|---|---|---|
| Traditional/Roth IRA Savings |
$100 |
||
| $0 - $49,999.99 |
0.60% | 0.60% |
|
| $50,000 - $99,999.99 |
0.65% |
0.65% |
|
| $100,000 - $249,999.99 |
0.70% |
0.70% |
|
| $250,000 & over |
0.75% | 0.75% | |
| Coverdell IRA Savings |
$100 |
||
| $0 - $49,999.99 |
0.60% |
0.60% |
|
| $50,000 - $99,999.99 |
0.65% |
0.65% |
|
| $100,000 - $249,999.99 |
0.70% |
0.70% |
|
| $250,000 & over |
0.75% |
0.75% |
|
| HSA Single Savings |
0.10% |
0.10% |
$5 |
| HSA Family Savings |
0.10% |
0.10% |
$5 to open $100 average daily to obtain disclosed APY |
Rates subject to change without notice. *Fees could reduce earnings. **Annual Percentage Yield ***Minimum balance required to open and earn the advertised annual percentage yield. ^$100 average daily to receive disclosed APY. Annual Percentage Yields posted are accurate as of 09/01/2023.
CONSUMER LOAN RATES
Auto & Vehicle Loans
| Loan Type | Repayment Terms |
As Low As
APR*
|
|---|---|---|
| New Autos Fewer than 7,500 miles |
Up to 48 Months |
5.29% |
| 71 Months |
5.54% |
|
| 78 Monthsb |
6.04%b |
|
| 84 Monthsc |
6.29%c |
|
| Used Autos Fewer than 100,000 miles |
Up to 48 Months |
5.29% |
| 71 Months |
5.54% |
|
| 78 Monthsb |
6.04%b |
|
| New RVs & Boats |
Up to 48 Months |
6.99% |
| 49-72 Monthsb |
7.54 %b | |
| 73-84 Monthsd |
7.74%d |
|
| 85 - 144 Monthse |
9.04%e |
|
| 145 - 180 Monthse |
9.64%e |
|
| Used RVs & Boats |
Up to 48 Months |
7.74% |
| 49 - 72 Monthsb |
8.29%b |
|
| 73 - 84 Monthsd |
8.49%d |
|
| 85- 144 Monthse |
9.79%e |
|
| New Motorcycles & ATVs |
Up to 48 Months |
6.99% |
| 49 - 72 Monthsb |
7.54%b |
|
| 73 - 84 Monthsd |
7.74%d |
|
| Used Motorcycles & ATVs Used ATV maximum term is 48 months |
Up to 48 Months |
7.74% |
| 49 - 72 Monthsb |
8.29%b |
|
*APR = Annual Percentage Rate. Certain terms, conditions, and or discounts apply to rates listed. Rates current as of 12/13/2024 and are subject to change based on market conditions and borrower eligibility. A $30,000 loan with a 48-month term at 5.29% APR equals a $749.81 monthly payment. Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount, APR and term. Payment also includes monthly premium for Payment Protection which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Other rates and terms available. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-approved rate to qualify for the rate discount. Subject to mileage and vehicle age limitations. A vehicle is considered new when the model is current calendar year, next year so long as the mileage does not exceed 7,500 miles. CRCU finances up to 120% of MSRP (new vehicles) or the NADA Retail value (used vehicles). Maximum loan to value (LTV) is 120% including tax, license and fees. Maximum LTV is subject to approval and certain restrictions may apply. Not available to refinance an existing CRCU auto loan. For auto the minimum approved loan amount is $500.00. The rates listed above include all applicable discounts. CRCU Membership required. Contact us for details. Offer subject to change or cancellation without notice. bMinimum finance amount is $15,000. cMinimum finance amount is $45,000. dMinimum finance amount is $30,000. eMinimum finance amount is $50,000. |
||
|
LATE CHARGES: If any payment is made 15 days or more after it is due, you may be charged a late charge of $25.
|
||
|
COLLECTION COST: You promise to pay all cost of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. FILING FEE: You will be charged a lien filing fee at the time of the advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain a lien on our property. The amount of the filing fee will be disclosed on the Loan and Security Agreement.
|
Personal Loans & Credit Cards
| Loan Type | Repayment Terms |
As Low As
APR*
|
|---|---|---|
| Personal or Signature Loan | Up to 36 Months |
10.74% |
| 37 - 54 Monthsb |
11.24% |
|
| 55 - 60 Monthsc |
11.74% |
|
| 61 - 72 Monthsd |
11.99% |
|
| Debt Consolidation | Up to 72 Monthse | 11.99% |
| Qwik Loan Line of Credit/Overdraft |
14.00% |
|
| MemberSelect Rewards MasterCard® |
14.99% - 17.99% |
|
| MyPath Premier MasterCard® |
11.99% - 17.99% |
|
| Secured MasterCard® |
17.95% |
|
*APR = Annual Percentage Rate. Certain terms, conditions and or discounts apply. Rates accurate as of 11/06/2024. Monthly payments would be $192.91 on $7,500 borrowed for 54 months at 11.24% APR, including applicable discounts. Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount, APR and term. Payment also includes monthly premium for Payment Protection which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Other rates and terms available. Minimum loan amount is $500 with maximum 12 month term. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. The rates listed above include all applicable discounts. CRCU Membership required. Contact us for details. Offer subject to change or cancellation without notice. bMimimum finance amount is $7,500. cMinimum finance amount is $10,000. dMimimum finance amount is $25,000.
e* APR= Annual Percentage Rate. Maximum term rate = 72 months. Monthly payments would be $541.86 on $25,000 borrowed for 72 months at 11.99% APR. Reflected annual percentage rate and monthly payment example includes all applicable discounts: including a .50% basis point discount by establishing a CRCU checking account with direct deposit equal to or greater than monthly loan payment and a discount for a monthly premium for Payment Protection, which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Minimum of $10,000 to be eligible for the 60 month term. All loans and rates are subject to credit approval and some restrictions may apply. Membership required. Not available to refinance an existing CRCU loan. Offer subject to change or cancellation at any time based on market conditions and borrower eligibility.
|
Secured Loans
| Loan Type | Repayment Terms |
As Low As
APR*
|
|---|---|---|
| Stock Secured - Single Pay maximum term is 3 months, Quarterly Pay maximum term is 36 months |
3 - 60 Months |
6.50% |
| Share Secured |
12 - 84 Months |
Rate + 3.00% |
| Certificate Secured |
Term not to exceed maturity of certificate. |
Rate + 3.00% |
| Other Collateral |
Up to 48 Months |
7.74% |
| 49 - 72 Months |
8.29% |
|
| 73 - 84 Months |
8.49% |
| *APR = Annual Percentage Rate. Certain terms, conditions and or discounts may apply. Monthly payments would be $223.66 on $10,000 borrowed for 60 months at 8.29% APR, including applicable discounts.Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount, APR and term. Other rates and terms available. Minimum loan amount is $500 with maximum 12 month term. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. The rates listed above include all applicable discounts. CRCU Membership required. Contact us for details. Offer subject to change or cancellation without notice. |
Home Equity Loans
Call for Latest Rates
Rates change daily, so please call us for a personal quote. We're here to help!
- Atascocita / Kingwood - Call 281.462.2728, ext. 3553
- Baytown / Houston - Call 832.926.7222
- Out of Area - Call 800.238.3228
Rates are accurate as of 12/16/24
| Maximum Term (Years) |
Note
Rate
|
APR*
as low as
|
Maximum Loan Amount |
|---|---|---|---|
| 5 (1st lien) | 6.25% |
6.46%1 | 80% of the value of the property less any mortgages |
| 10 (1st lien) | 6.25% |
6.37%2 | 80% of the value of the property less any mortgages |
| 15 (1st lien) | 6.38% |
6.46% | 80% of the value of the property less any mortgages |
| 20 (1st lien) | 6.75% |
6.82% | 80% of the value of the property less any mortgages |
| 30 (1st lien) | 7.00% |
7.05% | 80% of the value of the property less any mortgages |
| 5 (2nd lien) | 7.25% |
7.47% | 80% of the value of the property less any mortgages |
| 10 (2nd lien) | 7.25% |
7.37% | 80% of the value of the property less any mortgages |
| 15 (2nd lien) | 7.38 % |
7.46% |
80% of the value of the property less any mortgages |
1Your rate will be fixed. 6.46% APR based upon a $100,000 loan total @ 60 months with monthly payment of $1,944.93 resulting in total loan payoff of $116,695.80. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Offer subject to change or cancellation without notice. CRCU membership required.
2Your rate will be fixed. 6.37% APR based upon a $100,000 loan total @ 120 months with monthly payment of $1,122.80 resulting in total loan payoff of $134,736.00. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Offer subject to change or cancellation without notice. CRCU membership required.
VALUE OF HOME X 80% - WHAT YOU OWE ON HOME = WHAT YOU CAN BORROW
Home Improvement Loans
Call for Latest Rates
Rates change daily, so please call us for a personal quote. We're here to help!
- Atascocita / Kingwood - Call 281.462.2728, ext. 3553
- Baytown / Houston - Call 832.926.7222
- Out of Area - Call 800.238.3228
Rates are accurate as of 12/16/24
|
Maximum Term (Years)
|
Note
Rate
|
APR*
as Low as
|
Maximum Loan Amount |
|---|---|---|---|
| 5 (1st lien) | 6.25% |
6.46%1 | 95% of the value of the property less any mortgages |
| 10 (1st lien) | 6.25% |
6.37%2 |
95% of the value of the property less any mortgages |
| 15 (1st lien) | 6.38% |
6.46% |
95% of the value of the property less any mortgages |
| 5 (2nd lien) | 7.25% |
7.47% | 95% of the value of the property less any mortgages |
| 10 (2nd lien) | 7.25% |
7.37% |
95% of the value of the property less any mortgages |
1Your rate will be fixed. 6.46% APR based upon a $100,000 loan total @ 60 months with monthly payment of $1,944.93 resulting in total loan payoff of $116,695.80. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Offer subject to change or cancellation without notice. CRCU membership required.
2Your rate will be fixed. 6.37% APR based upon a $100,000 loan total @ 120 months with monthly payment of $1,122.80 resulting in total loan payoff of $134,736.00. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Offer subject to change or cancellation without notice. CRCU membership required.
A building contractor must be used to arrange a Home Improvement Loan.
VALUE OF HOME X 95% - WHAT YOU OWE ON HOME = WHAT YOU CAN BORROW
Land / Construction Loans
| Term |
Note
Rate
|
APR* | Monthly Payment |
|---|---|---|---|
| Land1 15 Year Term | 7.86% |
8.28%** | $445.93 |
| Construction^ 12 Month Term | 7.00% |
11.09%*** | $875.00 |
*APR = Annual Percentage Rate. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose and other factors; so your rate and terms may differ. All loans are subject to credit approval. Some restrictions may apply. CRCU membership required. Individual loan circumstances vary and actual funding may exceed stated timeframe. 1 Financing available for properties in Texas. CRCU membership eligibility required. Loan subject to credit approval. Minimum loan amount may apply. Rate based on the purpose of loan, loan to value, and credit score, so your rate may differ. Rates subject to change.
**APR is based on a Land Loan amount of $50,000.
^Construction loan is an Interest Only product. It is paid monthly on the draw balance to date. The $875.00 payment represents the 50% built mark.
***APR is based on a Construction Loan amount of $300,000
**APR is based on a Land Loan amount of $50,000.
^Construction loan is an Interest Only product. It is paid monthly on the draw balance to date. The $875.00 payment represents the 50% built mark.
***APR is based on a Construction Loan amount of $300,000
Mortgage
Call for Latest Rates
Mortgage* rates change daily, so please call us for a personal quote. We're here to help!
- Atascocita / Kingwood - Call 281.462.2728, ext. 3553
- Baytown / Houston - Call 832.926.7222
- Out of Area - Call 800.238.3228
Rates are accurate as of 12/16/24
| Term |
Note Rate
|
APR* |
|---|---|---|
| 15 Year | 5.88% |
6.01%1 |
| 30 Year | 6.63% |
6.71%2 |
1Your rate will be fixed. 6.01% APR based upon a $100,000 loan total @ 180 months with monthly payment of $837.12 resulting in total loan payoff of $150,681.60. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ.
2Your rate will be fixed. 6.71% APR based upon a $100,000 loan total @ 360 months with monthly payment of $640.31 resulting in total loan payoff of $230,511.60. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ.
*All loans subject to credit approval. Under certain circumstances, private mortgage insurance (PMI) and an escrow account for taxes and insurance may be required. Other eligibility includes a credit score of 620 or greater, no bankruptcy in the previous 36 months, debt-to-income ratio not to exceed 43%. Up to 95% loan-to-value for first lien mortgage. Verifiable employment required and time on job required of 1 year plus. Minimum finance amount of $25,000. Certain other credit and income qualifications may apply. Please contact a representative for more details. CRCU membership required.
FEES
Truth-In-Savings Fee Schedule
| Service | Fee |
|---|---|
| ATM /Debit Card Services | $1.00 Withdrawals @ other ATM’s $.50 Balance Inquiry/Transfers @ other ATM’s $5.00 Replacement Debit Cards |
| Bad Address | $5.00 per month |
| Bad Email Address | $5.00 per month |
| Bill Payer Services | $3.95 per month (waived if one or more payments made during the month) |
| Cashiers Checks | $3.00 each7 |
| Check Cashing | 2% of the amount of checks being presented for cashing on accounts with less than a $200 average daily balance5 |
| Check Printing | Fee depends on style of check ordered |
| Close Account within 90 Days | $10.00 |
| Collection Items | Varies depending on correspondent fees |
| Copies (4 free) | $.15 per page |
| Courtesy Pay | $29.50 per item |
| Non-sufficient Funds (NSF)4 | $29.50 per presentment |
| Debit Card Dispute Denial Fee | $30.00 each |
| Executions | $25 + attorney fees |
| Fax Services | $1.00 per page |
| Garnishments | $25 + attorney fees |
| Inactivity Fee | $5.00 per month per inactive product |
| Interest Checking | $7.00 Monthly Service Charge (if average daily balance falls below $700) |
| Levies | $25 + attorney fees |
| Freedom Money Market Savings Accounts | $10 per month Monthly Service Charge (if average daily balance falls below $500) $10 per item Transfer Limitations Violation |
| Money Orders | $1.50 each7 |
| Overdraft transfer from Savings, Checking or Money Market | $2.00 per item |
| Paid Check Copies | $ 5.00 (Two free per statement within last three statement cycles) |
| Paper Statement Fee | $2.00 for each paper statement mailing |
| Printed Transaction History (30 days or less) | $2.00 each |
| Research and Reconciliation | $25.00 per hour with $25.00 minimum charge |
| Return Loan Item | $10.00 |
| Returned Deposit Item | $25.00 |
| Safety Deposit Boxes6 Subject to Availability |
Box Size 2” x 5” $20.00 annually Box Size 2” x 10” $30.00 annually Box Size 3” x 5” $20.00 annually Box Size 3” x 10” $30.00 annually Box Size 5” x 5” $25.00 annually Box Size 5” x 10” $50.00 annually Box Size 10” x 10” $90.00 annually |
| Skip a Pay | $25 per skip |
| Statement Copies | $5.00 each |
| Stop Payment Order | $29.50 each |
| Telephone Balance Inquiries | $2.00 |
| Telephone Transfer | $2.00 each (Free through Touchtone Teller) |
| Telephone Loan Payment | $15.00 each |
| Temporary Checks (8) | $2.00 (No charge for starter checks) |
| VISA Gift Card | $3.95 each |
| Wire Transfers Outgoing | $15.00 each Domestic/ $45.00 each International |
5Average daily balance will be based on combined total of all deposit accounts, loans and credit card.
6An additional $5.00 is charged if billing is not paid through an automatic transfer.
$350.00 Drill Fee Per Instance and $200.00 Per Key Replacement Fee
$350.00 Drill Fee Per Instance and $200.00 Per Key Replacement Fee
7Money orders, and Cashier’s Checks free for members over 55 with Basic Checking and Reward Checking.
Business Accounts & Fee Schedule
Member Business Basic Checking Account
| Minimum to Open | $100 |
| Minimum average daily balance1 to avoid service charge | $2,000.00 |
| Monthly Service Charge | $10.00 |
| ACH debits / credits processed | No Charge |
| First 125 checks processed per month | No Charge |
| Each additional check processed over 125 | $0.25 |
1 Average daily balance will be based on combined total of all deposit accounts. No earnings credit paid. Other fees apply outlined in the Business Account Fee Schedule.
Member Business Savings Account
| Account Features for Business Savings | Details |
|---|---|
| Minimum to Open | $100 |
| Interest paid on average daily balance great than | $500 |
| Interest Paid | Monthly |
*Transaction Limitations: During any monthly statement period you may not make more than six transfers and withdrawals, or a combination of such transfers and withdrawals from any business savings account to another account of yours with us or to a third party by means of a pre-authorized or automatic transfer to telephonic (including data transmission) agreement, and order of instruction. Transfers made for the purpose of repaying loans with us, or transfers and withdrawals made by mail, messenger, or in person, or telephone withdrawals made via check mailed to you, are not included in this transfer limitation. Note: No transactions can be done at Shared Branches.
Business Account Fee Schedule
|
Service
|
Fee |
|---|---|
| American Express Gift Cheques | $2.50 each |
| ATM/Debit Check Card Services • Withdrawals @ other ATMs |
$1.00 |
| Balance Inquiry/Transfers @ other ATM’s | $0.50 |
| Bad Address | $5.00 per month |
| Bad Email Address | $5.00 per month |
| Bill Payer Service | $3.95 per month (waived if one or more payments made during the month) |
| Cashier's Check | $3.00 each |
| Check Printing | Fee depends on style of check ordered |
| Close Account within 90 days | $10.00 |
| Collection Items | Varies depending on correspondent fees |
| Copies (4 free) | $0.15 per page |
| CRCU Zipper Deposit Bag | $5.00 |
| Debit Card Dispute Denial Fee | $30.00 each |
| Executions | $25.00 + attorney fees |
| Fax Services | $1.00 per page |
| Garnishments | $25.00 + attorney fees |
| Levies | $25.00 + attorney fees |
| Money Orders | $1.50 each |
| Non-Sufficient Funds (NSF)2 | $29.50 per item |
| Overdraft transfer from Savings, Checking, or Money Market | $2.00 per item |
| Paid Check Copies | $5.00 (Two free per statement within last three statement cycles) |
| Paper Statement Fee | $2.00 for each paper statement mailing |
| Printed Transaction History (30 days or less) | $2.00 each |
| Replacement Debit Cards | $5.00 |
| Research and Reconciliation | $25.00 per hour with $25.00 minimum charge |
| Return Loan Item | $10.00 |
| Returned Deposit Item | $25.00 |
| Safety Deposit Boxes3 - Subject to Availability |
• Box Size 2" x 5" - $20.00 annually • Box Size 2" x 10" - $30.00 annually • Box Size 3" x 5" - $20.00 annually • Box Size 3" x 10" - $30.00 annually • Box Size 5" x 5" - $25.00 annually • Box Size 5" x 10" - $50.00 annually • Box Size 10" x 10" - $90.00 annually |
| Statement Copies | $5.00 each |
| Stop Payment Order | $29.50 each |
| Telephone Balance Inquiries | $2.00 |
| Telephone Transfer | $2.00 each (Free through Touchtone Teller) |
| Telephone Loan Payment | $15.00 each |
| Temporary Checks (8) | $2.00 (No charge for starter checks) |
| Travelers Cheques | 1% of the amount |
| Travelers Cheques for Two | 1.5% of the amount |
| Visa Gift Card | $3.95 each |
| Wire Transfer - Domestic Outgoing Wires | $15.00 each |
| Wire Transfer - International Outgoing Wires | $45.00 |
2 Fees may be imposed on each check, draft item, ATM card withdrawal, debit card, point of purchase, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal that is drawn on an insufficient account balance.
3 $350.00 Drill Fee Per Instance, $200.00 Per Key Replacement Fee