Community Business Partner




CRCU and Your Business, Strengthening Financial Wellness

 

We are dedicated to enriching and strengthening the communities we serve. Our commitment to the credit union philosophy of "people helping people" drives us to give back through various initiatives such as financial literacy programs, donations, and volunteer work for local non-profits and charities. In 2023 alone, our employees contributed over 575 hours of their time to support charitable causes and organizations in our community. Partner with CRCU today and empower your employees' financial well-being.

About Us

CRCU is a member-owned financial cooperative that has been serving the community since 1935. We prioritize our members and their unique financial goals and needs. With over 55,000 members, we continue to hold true to our mission of placing our members first. You can trust that your employees will receive the highest level of care and support from CRCU.

For over 85 years, Community Resource Credit Union has proudly served our local community by helping others and investing in people. As a not-for-profit financial cooperative, people helping people is not just a saying, it is the way we conduct business. Part of our commitment to our members is helping others by promoting financial literacy and engaging in service projects which enrich our community.


 






A group of diverse children playing and blowing bubbles

Power of Community 

1935

YEAR FOUNDED

$7,315,590

DIVIDENDS PAID OUT IN 2023

575

VOLUNTEER HOURS
for 2023

$186,964

MONEY DONATED
for 2023


We offer a range of banking solutions designed to meet the needs of your employees.
 

Reward Checking Account
Open a Reward Checking Account 
with direct deposit and online banking and claim your $150 reward1.
 


  • Free debit card
  • Access to 5,000+ shared branches
  • 55,000+ fee-free ATMs nationwide
  • Get paid up to 2 days early**
  • Competitive earnings CDs and savings accounts
  • Access to a variety of affordable insurance products
  • View account history and balances
  • Deposit check with FREE Mobile Check Deposit 
  • Transfer funds, pay bills2, and more
  • FREE text banking3
 
 

 

Loans and Auto Refinances 

Lower your payment with great rates, flexible terms, and amazing service from our lending experts. Take advantage of our auto refinance offer and receive up to a $100 cash bonus4. 
 
  • Fast, easy application and approval
  • Plus, you may be able to skip your next monthly payment5!
 
 
 

We understand that unexpected moments can be financially challenging for your employees. CRCU provides some complimentary perks to help navigate life's unexpected twists and turns.
 
 

Workshops

We offer FREE educational workshops for employees and community organizations on topics such as budgeting, how to improve your credit planning
for retirement and more.
 

Online Learning

Check out our free, short interactive online courses. You’ll learn how to manage your money and finances from the comfort of your own computer, tablet or smartphone.



 

Partner with CRCU today and empower your employees' financial well-being. Contact us to learn more about our services and how we can support your organization. 

 







*APY=Annual Percentage Yield. APY’s accurate as of 04/01/24. Rates may change after account is opened. Minimum to open is $5. Available to personal accounts only. Qualifications must post and settle the account during each monthly statement cycle: have at least 20 debit card purchases, have at least 1 automatic payment or direct deposit; be enrolled and receive e-statement notice. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM transactions do not count towards qualifying debit card transactions. Intra-bank transfers do not count as qualifying ACH transactions. If qualifications are met each monthly statement cycle: balances up to and including $20,000 with 20 monthly debit card purchases receives 2.00% APY, balances up to and including $20,000 with 30 monthly debit card purchases receives 2.50% APY, balances up to and including $20,000 with 40 monthly debit card purchases receives 3.00% APY and balances over $20,000 earn 0.05% APY on portion of balances over $20,000, resulting in 0.05% - 3.00% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Fees could reduce the earnings on the account. **Preauthorized ACH credits received by Community Resource Credit Union may be credited to your account as soon as two calendar days early depending on timing of receipt into our Automatic Clearing House (ACH) database. On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. Community Resource Credit Union is not responsible for NSF fees or penalties resulting from transactions in advance of an anticipated early ACH credit posting. Excludes International deposits.1Required minimum direct deposit of $400 per paycheck. $150 bonus will be made automatically after first direct deposit. If direct deposit is not made within 90 days, $150 bonus is forfeited. Offer cannot be combined with any other offer and is limited to one $25 bonus and one $150 bonus per new personal checking account per member. The minimum deposit required to open a new CRCU checking account is subject to normal opening deposit requirements of the specific amount. Offer does not apply to business or multiple checking accounts. Bonus may constitute taxable income to you. CRCU may issue an IRS form 1099 to you. Limited time offer.2Bill pay service must be deemed active; requiring at least one payment every 30 days. If inactive, a $3.95 per month fee will apply. 3Message and data rates may apply from your wireless carrier. 4Borrowing a minimum of $10,000 is required to take advantage of this offer. Not available to refinance an existing CRCU auto loan. $100 bonus valid for auto refinances only. New or used purchase loans do not qualify. Approval subject to complete underwriting criteria. Subject to mileage and vehicle age limitations. $100 bonus deposited into CRCU checking or saving account at time of loan closing. Bonus may constitute taxable income from you. Limited time offer. Maximum loan to value (LTV) is 120% including tax, license, and fees. Maximum LTV is subject to approval and certain restrictions may apply.4Borrowing a minimum of $10,000 is required to take advantage of this offer. Not available to refinance an existing CRCU auto loan. $100 bonus valid for auto refinances only. New or used purchase loans do not qualify. Approval subject to complete underwriting criteria. Subject to mileage and vehicle age limitations. $100 bonus deposited into CRCU checking or saving account at time of loan closing. Bonus may constitute taxable income from you. Limited time offer. Maximum loan to value (LTV) is 120% including tax, license, and fees. Maximum LTV is subject to approval and certain restrictions may apply. 5Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. All offers are subject to change without notice. CRCU membership required. Offer expires 12/31/24.