Become A Member

Everything you need – to do more for you.

At Community Resource Credit Union, we put our members first – so join us!

Becoming a member of CRCU is fast and easy, and you can join online.

You may qualify for CRCU membership in the following ways:

Independent School Districts (ISDs) – Any person who work, reside, worship, or attend school, and businesses located within the boundaries of the Goose Creek, Barbers Hill, Crosby, Dayton, Huffman, Humble, Liberty and New Caney Independent School Districts.
Persons who work, reside, worship, or attend school, and businesses located within the boundaries of the area commonly known as Lynchburg, Texas.
Proximity to CRCU Branches – Any person who lives, works, worship, or attends school — and any business – located within a 10-mile radius of our CRCU branch locations in Baytown, Crosby, Mont Belvieu, Atascocita, and New Caney.

Community Resource Credit Union offices located at:
2900 Decker Drive, Baytown, Texas
2700 N. Alexander Drive, Baytown, Texas
6218 FM 2100, Crosby, Texas
6810 Garth Road, Baytown, Texas
11001 Eagle Drive, Mont Belvieu, Texas
6903 Atascocita Road, Humble, Texas
8010 N. Highway 146, Baytown, Texas

21856 Market Place Drive, Ste. 900, New Caney, Texas

Select Employee Groups

Employees of Exxon Mobil Corporation and United States Steel Corporation; their wholly owned companies, divisions, subsidiaries, associations, dealers, agents and full-time employees of the retail outlets of the above corporations; associations of such employees; employees of such associations; employees of IKG Industries, Channelview; employees and members of the Escapees Inc.; employees of Lee College District; employees of the Credit Union.
Any business or organization whose employees or members are within this field of membership.
Persons receiving retirement, pension, or other benefits as results of prior employment by any business or organization included within this field of membership.
Groups of employees or members of companies or associations which are located within reasonable geographic proximity of one of this credit union’s offices and which have furnished written evidence of the group’s desire to be eligible for membership; provided, however, that (1) any group having more than 300 employees or members or (2) any group already being served as primary members of another credit union shall be admitted only by an amendment of this section which specifically names the group being admitted.
Members of record of Baytown Teachers Credit Union as of the effective date of its merger with Community Resource Credit Union, including:
- Employees of public and private schools and governmental entities, including city, county, state and federal employees, who work or reside in Chambers County;
  - Scholarship fund accounts associated with living or deceased members, organizations or clubs within the field of membership.
Persons who work, reside, worship, or attend school, and businesses located within the boundaries of Liberty or Chambers County, Texas, and members of the immediate family of such persons. Members of the "immediate family" shall include parents, spouse, surviving spouse, grandparents, brothers and sisters and children of such persons.
Persons who work, reside, worship, or attend school, and businesses located within the boundaries of Montgomery County, Texas, and members of the immediate family of such persons. Members of the "immediate family" shall include parents, spouse, surviving spouse, grandparents, brothers and sisters and children of such persons.

(Section 3.01 Field of Membership Amendments: Addition of Atascocita Branch 4/29/14; Liberty County 6/29/15; Chambers County 10/21/16; Dayton ISD, 10 Mile Radius of Hwy 146 Branch and Mont Belvieu Branch 3/8/19; Worship 4/6/20.)

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Why it’s great

Membership at CRCU offers you a number of distinct advantages:

Ownership – As a CRCU member, you are an owner of our credit union. That makes you our top priority.
Not-for-profit – Because CRCU is a not-for-profit financial cooperative, CRCU returns any excess earnings to you in the form of higher savings rates, lower loan rates, and other perks to provide a better value for you.

Community focus – As a locally based financial institution, CRCU gives back to our community knowing that when our community prospers, our members do, too.
Full service – CRCU offers all the financial solutions you need for every milestone throughout your life’s journey.

How to get started

Applying is fast and easy with our online application. Just have the following information handy to complete your application:

Your Social Security number or Tax Payer Identification Number
A valid driver license or state ID

If a Military ID accompanies any documentation submitted, we actively encourage you to visit a neighboring branch to complete an application. Otherwise, please upload a valid (state issued) driver’s license/ID, Passport, Concealed Handgun License or Mexican Matricula.

Proof of residency (such as a utility bill or lease agreement) if your address does not match your ID
Routing and account numbers from another financial institution if you wish to fund your new account with a transfer

If there will be an additional signee on the account, they must be available to validate their personal information. For your security, your member application session will automatically time out if there is no activity for 30 minutes. To pick up where you left off, just click “Check Application Status” and log in. If you have any questions, please call 281.422.3611. We're here to help.

TIP: On this online application, use the “PREVIOUS” button on the bottom left of the application pages instead of your browser’s BACK or FORWARD buttons.

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Are you an existing member? – Add a new product or loan.

Try out one of our many home loan options:

Mortgage
Home Equity Loan
Home Refinance
Home Improvement Loan
First-Time Home Buyer
and more.

See which product is the best fit for you.

Learn More

Field of Membership

Community Resource Credit Union (CRCU) has many ways you can join!

You may qualify for membership in the following ways:

FIELD OF MEMBERSHIP

The field of membership in this credit union is limited to those persons, including incorporated and unincorporated organizations, who have the following definable community of interest:

Independent School Districts (ISDs) – Any person who work, reside, worship, or attend school, and businesses located within the boundaries of the Goose Creek, Barbers Hill, Crosby, Dayton, Huffman, Humble, Liberty and New Caney Independent School Districts.
Persons who work, reside, worship, or attend school, and businesses located within the boundaries of the area commonly known as Lynchburg, Texas.
Proximity to CRCU Branches – Any person who lives, works, worship, or attends school — and any business – located within a 10-mile radius of our CRCU branch locations in Baytown, Crosby, Atascocita, and Mont Belvieu.

Select Employee Groups

Employees of Exxon Mobil Corporation and United States Steel Corporation; their wholly owned companies, divisions, subsidiaries, associations, dealers, agents and full-time employees of the retail outlets of the above corporations; associations of such employees; employees of such associations; employees of IKG Industries, Channelview; employees and members of the Escapees Inc.; employees of Lee College District; employees of the Credit Union.
Any business or organization whose employees or members are within this field of membership.
Persons receiving retirement, pension, or other benefits as results of prior employment by any business or organization included within this field of membership.
Groups of employees or members of companies or associations which are located within reasonable geographic proximity of one of this credit union’s offices and which have furnished written evidence of the group’s desire to be eligible for membership; provided, however, that (1) any group having more than 300 employees or members or (2) any group already being served as primary members of another credit union shall be admitted only by an amendment of this section which specifically names the group being admitted.
Members of record of Baytown Teachers Credit Union as of the effective date of its merger with Community Resource Credit Union, including:
- Employees of public and private schools and governmental entities, including city, county, state and federal employees, who work or reside in Chambers County;
  - Scholarship fund accounts associated with living or deceased members, organizations or clubs within the field of membership.
Persons who work, reside, worship, or attend school, and businesses located within the boundaries of Liberty or Chambers County, Texas, and members of the immediate family of such persons. Members of the "immediate family" shall include parents, spouse, surviving spouse, grandparents, brothers and sisters and children of such persons.

USA Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH COMMUNITY RESOURCE CREDIT UNION
To help the government fight the funding of terrorism and money laundering activities, Section 326 of the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person's driver's license and other identifying documents and copy or record information from each of them.