Refer-A-Friend

$25 for you. $25 for them.

Refer. Earn. Repeat.

At CRCU, we believe in the power of community and are thrilled to invite you to share the benefits of membership with your friends and family. When you refer someone to to enjoy the CRCU experience, you both can earn $25* once they meet the program requirements.  Even better, there’s no limit to the number of referrals you can make — the more you share, the more you earn!

Qualifications:

To receive cash rewards, your friend or family member must open a new CRCU checking account, and complete the following requirements within 60 days of account opening:
 
  • Must sign up for eStatements
  • Sign up for Direct Deposit 
  • Complete (1) one deposit totaling $400 or more
  • Remain in good standing for the first 60 days
 
Please allow up to 8 weeks for delivery of your cash bonus after completing all requirements of this offer.

How it Works

Icon for Text Banking
1. Refer
Share your personalized referral code with a friend or family member.
 
  • Check your email for your referral code
  • call us at 281.422.3611
  • or use the chat feature within Online Banking!
person with plus sign icon
2. Join
Your friend or family member opens an account with your referral code. 
 
They can easily join online or in branch!
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3. Cha-ching! 
After they meet the program requirements, you both receive $25*!
 
Plus referrals are unlimited - so the more your refer the more you earn!






Ready To Refer?

Simply share your Referral Code so your friends and family can include it in the Referral Code section when they open their account online – it’s a quick and easy process and available 24/7 from home or on the go.

Those you refer can also take advantage of this special offer by mentioning your Referral Code when they join over the phone or at a branch.

Join CRCU Today! 

FAQs

We make it easy for you to get your personalized referral code! Here's how:

  1. Check Your Email: If you're already a CRCU member, we’ve sent your referral code to the email on file. Be sure to check your inbox for an email from CRCU with your unique code. Search the subject line "Get Rewarded with CRCU's New Friends & Family Referral Program!" 

  2. Call Us: Don’t see the email? No worries! You can call our Member Services at 281.422.3611, and a representative will be happy to provide your referral code or you can use the Chat Feature within Online Banking. 

  3. Visit a Branch: You can also stop by any CRCU branch and speak with a representative, who can provide you with your referral code on the spot.

Share your referral code with friends and family and start earning rewards!

Good Standing: For this promotion, the term good standing is an account that is:

  1. Currently open

  2. Not flagged for overdrafts

  3. No more than 30 calendar days past due on any loan payments, if applicable

  4. Not knowingly taking part or being flagged for any fraudulent activity of any kind

Program Requirements:

  1. The new Member (“Referred”), must do the following to qualify for a payout for “Referred” and “Referrer.”
  2. Must be a New Member 
  3. Open a Checking Account with Direct Deposit
  4. Complete (1) one deposit totaling $400 or more
  5. Open a new Regular Shares account (minimum balance of $5)
  6. Sign up for eStatements
  7. New account(s) must be open and in good standing for 60 calendar days.
  8. Payout will be made automatically to the qualifying account by direct deposit within 8 to 9 weeks of completing all requirements for this offer. 

Referring Members can make an unlimited number of referrals. There is no limit to how many referral or rewards you can make. Employees of CRCU are not eligible for this promotion.















Terms and conditions may apply.  Both the person making the referral (Referrer) and the individual referred (Referred Person) must be in good standing to be eligible for participation in the refer a friend or family offer. Program is not valid in combination with any other offer CRCU offers.
*The Referred Person after providing the unique referral code must meet the following requirements to qualify for participation in the Refer a Friend offer 1) At minimum, open a required savings account with the minimum balance of $5, subject to approval, 2) Account must be in good standing, 3) Sign up for e-Statements, 4) At minimum, must have a single Direct Deposit over $400, and 5) No NSFs.  All requirements must be met within 60 days of account opening. For those that qualify, the $25 referral incentive will be posted to the Savings account of both the Referrer and the Referred Person’s account on the 60th day.
Existing CRCU members cannot be referred as part of the promotion. There is no limit to incentive dollars earned for Referrers.  Business and specialty accounts are not eligible.  Offer subject to change at any time without notice. All new accounts are subject to CRCU standard account membership terms and disclosures.  CRCU reserves the right to reject any referral incentive redemptions. Offer valid October 1 – December 31st 2024. CRCU. Employees are not eligible for the refer a friend incentive. CRCU may issue an IRS Form 1099 to you.  Terms and conditions are subject to change without notice. See Credit Union for details.