Refer-A-Friend - 90th Anniversary

Invite Friends for a Chance to Win

Earn Up to $90 Each* and a Chance to Win $900**

We're Celebrating You, Our Members!

As a special thank you for 90 amazing years, we are giving our members the opportunity to earn up to $90 cash bonus for each new member they bring to CRCU!  It all starts when they open a CRCU Checking Account with a $400 deposit.

Help us celebrate and grow the credit union for the future!



How it Works

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1. Refer
Share your personalized referral code with a friend or family member.
 
  • Check your email for your referral code
  • call us at 281.422.3611
  • or use the chat feature within Online Banking!
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2. Join
Your friend or family member opens an account with your referral code. 
 
They can easily join online or in branch!
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3. Cha-ching! 
After they meet the program requirements, you both receive up to $90* based on account activity!
 
Plus referrals are unlimited - so the more your refer the more you earn!






Earn More with More Friends!

Refer as many friends or family as you want. Just make sure they open a CRCU Checking Account with an initial $400 deposit. To open an account, have your friend go online or any CRCU branch.
 
Have your friends visit the link below:

FAQs

We make it easy for you to get your personalized referral code! Here's how:

  1. Check Your Email: If you're already a CRCU member, we’ve sent your referral code to the email on file. Be sure to check your inbox for an email from CRCU with your unique code. Search the subject line "Get Rewarded with CRCU's New Friends & Family Referral Program!" 

  2. Call Us: Don’t see the email? No worries! You can call our Member Services at 281.422.3611, and a representative will be happy to provide your referral code or you can use the Chat Feature within Online Banking. 

  3. Visit a Branch: You can also stop by any CRCU branch and speak with a representative, who can provide you with your referral code on the spot.

Share your referral code with friends and family and start earning rewards!

  1. $25 for becoming a member in good standing with direct deposit

  2. $10 for using a debit card with 40+ transactions

  3. $10 for enrolling in bill pay

  4. $20 for funding a loan (Minimum of $1,000)

  5. $15 for getting a CRCU credit card (consumer only – spend $500 within 90 days)

  6. $10 for opening a CD (applies to all CDs)

Program Requirements:

  1. The new Member (“Referred”), must do the following to qualify for a payout for “Referred” and “Referrer.”
  2. Must be a New Member 
  3. Open a Checking Account with Direct Deposit
  4. Complete (1) one deposit totaling $400 or more
  5. Open a new Regular Shares account (minimum balance of $5)
  6. Sign up for eStatements
  7. New account(s) must be open and in good standing for 60 calendar days.
  8. Payout will be made automatically to the qualifying account by direct deposit within 8 to 9 weeks of completing all requirements for this offer. 

Referring Members can make an unlimited number of referrals. There is no limit to how many referral or rewards you can make. Employees of CRCU are not eligible for this promotion.

Good Standing: For this promotion, the term good standing is an account that is:

  1. Currently open

  2. Not flagged for overdrafts

  3. No more than 30 calendar days past due on any loan payments, if applicable

  4. Not knowingly taking part or being flagged for any fraudulent activity of any kind














Terms and conditions may apply.  Both the person making the referral (Referrer) and the individual referred (Referred Person) must be in good standing to be eligible for participation in the refer a friend or family offer. Program is not valid in combination with any other offer CRCU offers.
*The Referred Person after providing the unique referral code must meet the following requirements to qualify for participation in the Refer a Friend offer 1) At minimum, open a required savings account with the minimum balance of $5, subject to approval, 2) Account must be in good standing, 3) Sign up for e-Statements, 4) At minimum, must have a single Direct Deposit over $400, and 5) No NSFs.  All requirements must be met within 60 days of account opening. For those that qualify, the $25 referral incentive will be posted to the Savings account of both the Referrer and the Referred Person’s account on the 60th day.
Existing CRCU members cannot be referred as part of the promotion. There is no limit to incentive dollars earned for Referrers.  Business and specialty accounts are not eligible.  Offer subject to change at any time without notice. All new accounts are subject to CRCU standard account membership terms and disclosures.  CRCU reserves the right to reject any referral incentive redemptions. Offer valid October 1 – December 31st 2024. CRCU. Employees are not eligible for the refer a friend incentive. CRCU may issue an IRS Form 1099 to you.  Terms and conditions are subject to change without notice. See Credit Union for details.