Your Journey Starts Here


Empowering Your Finances, Empowering You

Our core belief is in people helping people. We're genuinely passionate about supporting your financial aspirations, making your money easily accessible, and always being here to help when you need it.

Your journey matters to us.


How it Works

1. Open a Reward Checking Account online. Under "How did You Hear About Us" make sure you select "I Saw a Promotion". 
2. Make TWO $400 direct deposits for 2 months within 180 days of opening your account
 
3. $150 bonus will deposited into your account around 8 - 9 weeks once criteria is met! ChaCHING! 

 

Membership just got more REWARDING!


CRCU tiered rates flyer.

 

Reward Checking from Community Resource Credit Union gives you everything you want in a checking account! It pays a premium rate of interest on your balances, offers all the features and benefits you need, and when you open your account you’ll also get a $150 Bonus!2

Here are just a few of the benefits you’ll enjoy with Reward Checking from CRCU:













What You Need to Get Started

Applying is fast and easy with our online application. Just have the following information handy to complete your application:
 
  • Your Social Security number or Tax Payer Identification Number
  • A valid driver license or state ID
If a Military ID accompanies any documentation submitted, we actively encourage you to visit a neighboring branch to complete an application.  Otherwise, please upload a valid (state issued) driver’s license/ID, Passport, Concealed Handgun License or Mexican Matricula.

  • Proof of residency (such as a utility bill or lease agreement) if your address does not match your ID
  • Routing and account numbers from another financial institution if you wish to fund your new account with a transfer
If there will be an additional signee on the account, they must be available to validate their personal information. For your security, your member application session will automatically time out if there is no activity for 30 minutes. To pick up where you left off, just click “Check Application Status” and log in. If you have any questions, please call 281.422.3611. We're here to help.














*APY=Annual Percentage Yield. APY’s accurate as of 04/01/24. Rates may change after account is opened. Minimum to open is $5. Available to personal accounts only. Qualifications must post and settle the account during each monthly statement cycle: have at least 20 debit card purchases, have at least 1 automatic payment or direct deposit; be enrolled and receive e-statement notice. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM transactions do not count towards qualifying debit card transactions. Intra-bank transfers do not count as qualifying ACH transactions. If qualifications are met each monthly statement cycle: balances up to and including $20,000 with 20 monthly debit card purchases receives 2.00% APY, balances up to and including $20,000 with 30 monthly debit card purchases receives 2.50% APY, balances up to and including $20,000 with 40 monthly debit card purchases receives 3.00% APY and balances over $20,000 earn 0.05% APY on portion of balances over $20,000, resulting in 0.05% - 3.00% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Fees could reduce the earnings on the account.

1ATM fees incurred during statement cycle will be reimbursed up to $10 (up to $4.99 per single transactions) and credited to account on the first business day of the next monthly statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5 or higher.

2To qualify for the $150 bonus, member’s account has to be open for 6 months, in good standing, be signed up for e-statements, and must receive at least two direct deposits of $400 or more for two separate months within a six-month period. The two deposits do not need to be consecutive, but must total a minimum of $800 across two months during the 6 month qualification period. If direct deposit is not made within the qualification period, $150 bonus is forfeited. Offer cannot be combined with any other offer and is limited to one $150 bonus per new personal checking account per member. Offer does not apply to business or multiple checking accounts. Offer subject to change or cancelation at any time. Bonus may constitute taxable income for you. CRCU may issue an IRS Form 1099 to you. For new CRCU members only.

USA Patriot Act
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH COMMUNITY RESOURCE CREDIT UNION
To help the government fight the funding of terrorism and money laundering activities, Section 326 of the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person's driver's license and other identifying documents and copy or record information from each of them.