Community Resource Credit Union

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A man and woman sitting next to each other with the 90th anniversary CRCU badge.


 

 





Refer & Earn Up to $90 + a Chance to Win $900!

Invite your friends and family to CRCU and earn up to $90*. But that's not all - every referral is a chance to WIN $900**! There's no limit how much you can earn or how many chances you have to win. Start referring today!


     

    


   

  
 
 

50 Years of Trust: John & Carolyn James’ CRCU Member Journey

A heartfelt testimonial from longtime members John and Carolyn James, reflecting on over 50 years of trust, service, and community with CRCU.




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Don't Let Debt Squeeze you. Consolidate Your Debt and Start Fresh.

Rates as Low as 10.99% APR1 for 72 Months2

One Low Monthly Payment

Up to $25,000 for up to 6 Years2

 

    


   

  
 
 

Rates That Are Always Looking Great

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

4.49%

Certificate

 APY2 as high as

4.25%

home equity

 APR1 as low as

6.37%

credit card

 APR1 as low as

14.49%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Refer & Earn Up to $90 + a Chance to Win $900!

Invite your friends and family to CRCU and earn up to $90*. But that's not all - every referral is a chance to WIN $900**! There's no limit how much you can earn or how many chances you have to win. Start referring today! 

 

CLICK TO LEARN MORE

Save for Life’s Adventures – Even the Furry Ones!
 
Ready to grow your savings while planning for the moments that matter? Our 12-month CD offers a competitive 4.25% APY, giving you guaranteed returns with peace of mind. Start saving today and let your dreams, big and small, take shape.
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Discover the Car That's Right for You!

 

Shop with confidence and find your perfect ride today. Locate a preferred dealer representative online and enjoy a no-hassle and no-haggle car buying experience. 

Achieve Your Financial Goals This Year!

Whatever your financial goals are, CRCU is here to help with free resources to get your planning started. We offer FREE online financial education modules, that include topics such as: 
 
  • Considering Home Ownership
  • Investing In Your Future
  • College & Beyond
  • Retirement 101 
 
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A group of diverse children playing and blowing bubbles

COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,970,430

DIVIDENDS PAID OUT
in 2024

567

VOLUNTEER HOURS
in 2024

$193,440

MONEY DONATED
in 2024

NEWS, ARTICLES & ALERTS

april is financial Literacy Month

Understanding how to budget, save, and invest is key to financial success. This Financial Literacy Month, take the opportunity to strengthen your money management skills and build a more secure future.


2025 Annual Meeting Wrap Up

At the 2025 Annual Meeting, CRCU celebrated 90 years of service, honored former CEO Russell Ballard, and shared exciting updates on the credit union’s continued growth.

CRCU Featured on Galveston Bay BIZcast

Catch our team in the debut episode of a new business-focused podcast featuring insights from across the Galveston Bay area. Click to watch the full episode and see CRCU in action.

 



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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
CRCU member, Sydney K.
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