Direct Deposit
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Direct Deposit
Skip standing in line at the credit union. Instead, have your regular paycheck or Social Security, retirement, military, or other benefits deposited automatically and immediately into your CRCU account up to 2 days early* with direct deposit. It saves you time and couldn’t be easier.
How to get it
To sign up for direct deposit, complete the form you receive from your employer or other payer with the following information:
- Your 14-digit CRCU account number (MICR)
- Our CRCU routing/transit (ABA Number): 313077513
- Our mailing address and phone number:
Community Resource Credit Union
P.O. Box 3181
Baytown, TX 77522-3181
(281) 422-3611 or (800) 238-3228
Or, you may also print and complete our DIRECT DEPOSIT FORM and give it to your employer.
CRCU's Routing Number: 313077513
What is an ABA Routing Number?
An ABA Routing Number is a unique, nine-digit number marking the geographic location of your institution. All banks and credit unions in the United States have at least one routing number.
Tip! An ABA Routing Number is often referred to simply as "Routing Number," or "ABA Number," or "Routing Transit Number (RTN)." These terms can all be used interchangeably.
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Find Your Account (MICR) Number on Your CRCU Checks
You can also find your account number (MICR) on your checks. Take a look at the numbers lining the bottom of each check. CRCU's routing number will be the first, 9-digit number at the bottom of the check followed by your 14-digit account number (MICR).
- Deposits funds faster than paper checks with Early Direct Deposit
- Free service
- Completely automated, so there’s no need to stand in line or visit the branch
- View your deposit through CRCU Online Banking or Mobile Banking
- Can be used for checking or savings accounts
- Provide your account number (MICR number) and CRCU routing number to your employer or payer to have them set up direct deposit service with CRCU
Additional Resources
Wire Transfers
When you need to transfer money quickly, you can easily do so by stopping by a branch to complete the transfer request.
Online Banking
Take advantage of our convenient online services that are designed to save you time.
Take advantage of our convenient online services that are designed to save you time.
Payroll Deduction
Use CRCU’s payroll deduction service to put funds from your directly deposited paychecks exactly where you want it.
Learn More
Learn More
Become a Member
Joining is easy. All you need to do to become a CRCU Member is open your first account online, or at the branch location nearest you.
Access check ordering, Notary & Signature services, learn more about your ABA Routing Number.
Account Disclosures
These disclosures explain the terms and conditions associated with your CRCU accounts.
Save Time By Banking On The Go With The CRCU Mobile App!
- View account balances
- Transfer funds
- Make loan payments
- Pay bills
- Deposit checks
CRCU Routing Number
CRCU's Routing Number: 313077513
What is an ABA Routing Number?
An ABA Routing Number is a unique, nine-digit number marking the geographic location of your institution. All banks and credit unions in the United States have at least one routing number.
Tip! An ABA Routing Number is often referred to simply as "Routing Number," or "ABA Number," or "Routing Transit Number (RTN)." These terms can all be used interchangeably.
Find Your Account (MICR) Number on Your CRCU Checks
Checkbook & Checks
You can also find your account number (MICR) on your checks. Take a look at the numbers lining the bottom of each check. CRCU's routing number will be the first, 9-digit number at the bottom of the check followed by your 14-digit account number (MICR).
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Find Your Account (MICR) Number Within CRCU Online Banking
You can find the number on our website by logging into online banking. You will see your CRCU account number (MICR) listed under Account Details.
1. Log into Online Banking & Click Your Specific Account
2. Select drop down for "Account Details"
3. Locate your 14-digit ACH account number
FAQs
Frequently Asked Questions
How can I find out if the direct deposit transaction was completed as directed?
View your account online through Online Banking or Mobile Banking. Contact CRCU for more information.
What is a MICR Number?
Magnetic Ink Character Recognition number that allows financial institutions to process checks and ACH. It is the same as your account number.
Where can I locate my share product MICR Number?
Access home or mobile banking, locate your share product, and select detail for the product information for each share.
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*Preauthorized ACH credits received by Community Resource Credit Union may be credited to your account as soon as two calendar days early depending on timing of receipt into our Automatic Clearing House (ACH) database. On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. Community Resource Credit Union is not responsible for NSF fees or penalties resulting from transactions in advance of an anticipated early ACH credit posting. Excludes International deposits.